Best e-Payment apps to tackle Demonetization

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Freecharge is equipped with the latest technology, make all your Prepaid, Post-paid, DTH and Electricity bill payments through cashless transaction .  has also introduced exciting new features like ‘Data Lifeline’ that acts as a saviour when you run out of your data pack. This feature is exclusive for prepaid users, and lets you avail free 3G data up to 100 MB on the exchange of Freecharge tokens.  You can also send and request money through  ‘Chat n Pay’ feature and split bills quickly among friends and family with the new ‘Split Bills’ feature on the app. Also, going cashless is now viable! With the latest Freecharge Mobile Wallet, reduce the extensive process of online and offline payments to just one tap. Freecharge has some of the most popular merchants on board – for categories like food, entertainment, travel & shopping.

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PhonePe – a Flipkart group company – introduces a revolutionary process of making mobile payments in India. It works over the Unified Payments Interface(UPI) platform developed by the National Payments Corporation of India (NPCI)) and is powered by YES Bank.

PhonePe is a one stop UPI-based app which can perform all your payment needs, in a safe and secure manner. Through PhonePe you can connect your bank account(s) over UPI and make instant bank to bank transfers by just using a mobile number or unique payment identity – Virtual Payment Address(VPA). PhonePe also provides you with a digital mobile wallet for faster refunds and cash backs from our merchant partners.

To download click here


Paytm is the best e-payment app available for both ios and android phones. It has very easy interface, so many people can use it without any difficulty. It consists of paytm wallet and transaction passbook so that everyone can manage their money balance and transaction history. Accept payment from customers or friends, send money by scanning a QR code / using OTP verification. Recharge your prepaid mobile or pay bills of postpaid mobile for Airtel, Vodafone, etc. Add money to your wallet with debit cards, credit cards, net banking from all leading banks – using Visa, MasterCard, Rupay or transfer money to any Paytm Wallet.

To download click here

Honorable mention

*BHIM app(Bharat Interface for Money)

This app was launched on 30.12.16 in support of demonetization scheme by the government of India. Bharat Interface for Money (BHIM) is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts. BHIM is developed by the National Payment Corporation of India (NPCI). BHIM is made in India and dedicated to the service of the nation.

This app was launched on 30.12.16 in support of demonetization scheme by the government of India. And for the support of modi ji’s demonetization scheme for the betterment and development of India. Everybody should use these e-payment platforms.

To download click here

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